Texas has been one of America’s fastest-growing states for years — but Georgia has quietly been giving it a run for its money. And increasingly, I’m seeing something interesting: Texans relocating to Georgia. Not just Californians, not just New Yorkers — Texans. People who already made one “escape” move are considering another.
So what’s driving that, and is Georgia actually better than Texas? Let’s dig into a genuine comparison from someone who knows Georgia intimately and has helped clients from all over the country make this move.
Texas vs. Georgia: The Big Picture
Texas and Georgia are actually more similar than most people realize. Both are Sun Belt states with strong economies, warm climates, growing populations, and a strong sense of local identity. But the differences matter — especially around housing costs, property taxes, climate, and lifestyle.
Cost of Living: Texas vs. Georgia
This is where Georgia increasingly wins. Texas cities have gotten expensive. Austin’s median home price has surpassed $500,000. Dallas-Fort Worth has seen rapid appreciation. Houston remains more affordable but has property tax rates that will make your jaw drop.
| Category | Texas (avg) | Georgia (avg) |
|---|---|---|
| Median Home Price | ~$310,000 (but rising fast in metros) | ~$310,000 |
| Property Tax Rate | 1.60%–1.80% effective | ~0.87% effective |
| State Income Tax | None | Flat rate (lower than most states) |
| Natural Scenery | Varies widely; mostly flat | Mountains, coast, piedmont |
That property tax difference is significant. On a $400,000 home, Texas property taxes can run $6,400–$7,200 per year. In Georgia, the same home would typically cost $3,000–$3,800 annually — and the Homestead Exemption brings it lower still. Over 10 years, that’s $30,000–$40,000 in your pocket.
Climate: Texas Heat vs. Georgia Seasons
Both states are warm. But Georgia has something Texas largely doesn’t: genuine mountains and four real seasons. In North Georgia, you get spectacular fall foliage, occasional snow in winter, and summers that are warm but not the relentless 100+ degree stretches common in central and west Texas. Coastal Georgia has a subtropical climate similar to Houston, but without the hurricane exposure of the Texas Gulf Coast.
Why Texans Are Coming to Georgia
Property Taxes Are the #1 Driver
Texans are famously proud of having no state income tax. But many don’t fully account for property taxes until they get their first bill. Georgia’s combination of lower property taxes, the Homestead Exemption, and retirement income exemptions often results in a lower overall tax burden than Texas, especially for retirees and homeowners.
The Mountains
This comes up constantly. Texans who’ve been craving mountain scenery, cooler summers, and outdoor recreation in the Appalachians are drawn to North Georgia specifically. Ellijay, Blue Ridge, and Jasper offer a quality of mountain life that simply doesn’t exist in Texas.
Coastal Options Without Gulf Coast Hurricane Risk
The Georgia coast — Savannah, the Golden Isles, Jekyll Island — offers a beautiful, relaxed coastal lifestyle without the hurricane frequency and intensity that plagues Galveston and the Texas Gulf Coast. Georgia’s barrier island geography offers some natural protection, and insurance costs reflect that.
Where in Georgia Should Texans Consider?
- North Georgia Mountains — For those craving seasons, outdoor recreation, and cooler summers
- Atlanta Suburbs (Alpharetta, Roswell, Woodstock) — For those relocating for work or needing big-city access with suburban comfort
- Savannah — For those who love Southern charm, history, and a more relaxed coastal pace
Is the Move Worth It?
For many Texans, Georgia is genuinely worth it — particularly if property taxes are straining your budget, you’re craving mountains and four seasons, or you want coastal access with less hurricane exposure. As always, I recommend a visit before you commit. Georgia is a state that people fall in love with in person.
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Thinking About Moving from Texas to Georgia?
Chris Johnson — Licensed Mortgage & Real Estate Broker | Jasper, GA | (678) 952-9020 | Contact Chris